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Additional
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Centerpiece Cents - Creating a Budget for Your Wedding Centerpiece
By Stephanie Smith
Weddings can be expensive and it doesn't take much for the costs to add up. Your wedding centerpieces don't have to be the cause of more financial stress. With a bit of planning you can have Read more...
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Your Wedding Budget: Setting And Sticking To It
By Ron King
Want to make sure your marriage doesn't end up on the rocks before you get to the chapel? Then set a realistic wedding -- and stick to it.
In the process of planning a wedding, concerns often is a source of disagreement for a couple. They may have different ideas about what kind of wedding they want, and about what they can afford. To make the wedding a truly happy occasion, it is important that the couple discusses financial constraints early.
Set A Budget And Save For It
The first tip is -- discuss finances before the wedding plans begin. Everyone involved in the decision-making process needs to understand exactly how much money is available for the wedding.
To maximize that budget, you should start saving early for your wedding. Advance planning and saving will allow you to maintain or even exceed your budget, comfortably. And that will make wedding planning easier and more fun.
Get Everyone On-Board
Once your wedding has been established, set it aside for a few days and then review it again. This gives everyone a chance to let the information sink in. The review after this waiting period gives the participants a chance to verify that they understand and agree to the budget. This is vitally important, because someone who does not agree with the may overspend in 1 area, leaving the rest of the in jeopardy.
Budget Line Items
When you've decided exactly how much money is available for your wedding, the next
Brown bullish despite £37bn deficit
Gordon Brown delivers an upbeat view of the economy - but admits the UK will have to borrow an extra £10bn.
Letwin attacks 'borrower' Brown
The shadow chancellor accuses Gordon Brown of being the "biggest obstacle" to reform of public services.
Lib Dems criticise 'tax gimmicks'
Lib Dem spokesman Vincent Cable challenges the chancellor to allow an independent body inspect the Treasury's books.
New target for inflation fight
The Chancellor asks the Bank of England to measure inflation in a new way, and announces a lower target of 2%, instead of 2.5%.
Council tax fears spark cash rise
Chancellor Gordon Brown promises town halls more cash in an effort to quell fears of another round of inflation-busting council tax rises.
Euro poll question revealed
Gordon Brown announces the publication of a bill that could pave the way to a possible UK referendum on joining the single currency.
Taxes: Giving with one hand...
A leading accountant gives her verdict on the chancellor's pre-Budget report.
Politics: Taxing times
BBC Political Correspondent James Landale gives his take on Chancellor Gordon Brown's pre-Budget report.
Borrowing: The budget shortfall
Gordon Brown says that economic growth is on target, but warns that the budget deficit will be higher than expected.
Inflation: Changing targets
BBC economics analyst Stephen Coulter takes a look at thge new inflation target set for the Bank of England.
UK home supply way below demand
The UK is now so short of new houses that an extra 39,000 need to be built every year just to keep up with population growth, a key report says.
Q&A: Housing supply review
BBC News Online explains what Kate Barker's review into the causes of undersupply in the UK means.
Call for long-term mortgages
UK home buyers are unaware of the benefits of long-term fixed-rate mortgages, a Treasury review of the housing market finds.
Q&A: Mortgage review
The Miles Review into long-term fixed-rate mortgages has been published. What does it mean for borrowers?
How French avoid costly booms
Fixed rate mortgages are the norm in France, and the French housing market seems less subject to boom and bust.
Brown to slash business red tape
The Chancellor announces plans to cut red tape and widen existing tax breaks as part of an effort to foster an enterprise culture.
Business's guarded reaction
The CBI welcomes much of Gordon Brown's pre-Budget statement - but warns about the outlook for the UK's public finances.
Tax shock for small businesses
Buried in the small-print of the pre-Budget report is a controversial new proposal which could affect 300,000 small businesses.
Chancellor to squeeze wages
Gordon Brown will be squeezing public sector wages and other government spending to get the budget deficit under control.
Promise to support UK films
Chancellor Gordon Brown makes a pledge in his pre-Budget report to back the UK film industry.
Q&A: pre-Budget report and you
What does the pre-Budget report mean for your pension or childcare?
Middle classes lose out
Middle income families will lose out from plans to freeze elements of the tax credits.
Workers receive childcare boost
Employees who receive help with childcare costs from their employers are to receive a tax break, the chancellor announces.
Q&A: Work-based childcare
New tax incentives for work-supported childcare have been announced in the pre-Budget report.
step is to divide the total into categories, such as the venue, food and drink, bride's attire, groom's attire, transportation, entertainment, photography, favors, centerpieces, and gifts. It is also advisable to set aside money for unforeseen expenses.
Who Pays
Part of establishing a is to be clear on who will pay for what.
Shopping And Negotiating
You will need to negotiate contracts for services, and so you must know the for each area of the wedding. If you have allotted $250 for entertainment, look for a DJ whose rate is approximately that amount, then negotiate to ensure that you remain under budget.
It's wise to shop around and compare prices for services. A company may come highly recommended, but if they are outside your price range, let them know why you are going to have to choose another company. You may be surprised at how willing they will be to give you a better offer.
Substitute Creativity For Cash
Doing things on your own is another way to stay under budget. Homemade invitations or making your own favors or centerpieces can greatly reduce the wedding cost, freeing up funds for other areas of the wedding.
Do not fall into the trap of viewing your as restrictive. Instead of thinking about what you can't afford, focus on how you can make your wedding and reception truly unique. You will be inspired to create a wonderful, memorable wedding regardless of your constraints.
Anticipate The Unforeseen
Realize that there are bound to be snags along the way. If you go over in 1 area, you will need to cut the in another area. As long as you stay aware of your spending and realize the ramifications of all your actions, you can roll with the punches and alter your plans to accommodate any needed changes.
Make It A Wonderful Memory
A wedding can cause emotional strain on a couple and their relationship. It is important for them to discuss their finances and establish a clear for their wedding plans. Doing this early in the wedding planning process can help the couple to avoid conflict during the planning phase of the wedding. It can also make the wedding more fun for everyone, and start out the marriage on a positive note.
After all, working together is what a marriage is all about.
Visit Wedding Ideas to learn more. Ron King is a full-time researcher, writer, and web developer. Copyright 2005 Ron King. This article may be reprinted if the resource box is left intact.
Additional
Resources
Another way to budget
By Mark Lambie
Everyone knows that a budget is important for you to help you plan your finances. That way your expenses won't outstrip your income in that way you won't end up with a nasty Read more...
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Additional
Resources
Another way to budget
By Mark Lambie
Everyone knows that a budget is important for you to help you plan your finances. That way your expenses won't outstrip your income in that way you won't end up with a nasty Read more...
|
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