The official spending plan approved by the Office of Budgets and Financial Planning (OBFP) or the Office of Sponsored Programs (OSP). In SAP, this is Budget version 0.

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Planning a Budget Wedding.
By Michael Pearce
Planning A Budget Wedding.
I'm sure you have seen the Steve Martin film, "Father of the Bride" where his daughter's wedding gets out of control, with Wedding Co-Ordinators, Ice Sculptors and so on.

It is not as ludicrous as it at first glance appears, as many weddings have spiralled out of control and there is a rule of thumb: "The More You Spend on a Wedding, the Tackier it gets". Of course, this is not always the case, but there is a growing trend towards Budget Weddings, and rightly so.

Spending your life savings on your big day is not just crazy, it is insanely idiotic. Wouldn’t you rather have money to put down on a house and furnish it, or to pay for your honeymoon? In fact, the down payment for a house or mortgage is far more beneficial for your future happiness. You can have elegant, beautiful weddings and receptions without having to go broke in the process.

Today’s couples know that weddings on a just make more sense than spending like crazy. That and the days when the bride’s parents pay for everything is just about over. Nowadays couples are often spending their own money on the wedding as many of them live together long before the wedding day. Budget Weddings don’t have to mean that you have to give up on style or sentimentality. It means using your imagination,

Brown bullish despite £37bn deficit
Gordon Brown delivers an upbeat view of the economy - but admits the UK will have to borrow an extra £10bn.
Letwin attacks 'borrower' Brown
The shadow chancellor accuses Gordon Brown of being the "biggest obstacle" to reform of public services.
Lib Dems criticise 'tax gimmicks'
Lib Dem spokesman Vincent Cable challenges the chancellor to allow an independent body inspect the Treasury's books.
New target for inflation fight
The Chancellor asks the Bank of England to measure inflation in a new way, and announces a lower target of 2%, instead of 2.5%.
Council tax fears spark cash rise
Chancellor Gordon Brown promises town halls more cash in an effort to quell fears of another round of inflation-busting council tax rises.
Euro poll question revealed
Gordon Brown announces the publication of a bill that could pave the way to a possible UK referendum on joining the single currency.
Taxes: Giving with one hand...
A leading accountant gives her verdict on the chancellor's pre-Budget report.
Politics: Taxing times
BBC Political Correspondent James Landale gives his take on Chancellor Gordon Brown's pre-Budget report.
Borrowing: The budget shortfall
Gordon Brown says that economic growth is on target, but warns that the budget deficit will be higher than expected.
Inflation: Changing targets
BBC economics analyst Stephen Coulter takes a look at thge new inflation target set for the Bank of England.
UK home supply way below demand
The UK is now so short of new houses that an extra 39,000 need to be built every year just to keep up with population growth, a key report says.
Q&A: Housing supply review
BBC News Online explains what Kate Barker's review into the causes of undersupply in the UK means.
Call for long-term mortgages
UK home buyers are unaware of the benefits of long-term fixed-rate mortgages, a Treasury review of the housing market finds.
Q&A: Mortgage review
The Miles Review into long-term fixed-rate mortgages has been published. What does it mean for borrowers?
How French avoid costly booms
Fixed rate mortgages are the norm in France, and the French housing market seems less subject to boom and bust.
Brown to slash business red tape
The Chancellor announces plans to cut red tape and widen existing tax breaks as part of an effort to foster an enterprise culture.
Business's guarded reaction
The CBI welcomes much of Gordon Brown's pre-Budget statement - but warns about the outlook for the UK's public finances.
Tax shock for small businesses
Buried in the small-print of the pre-Budget report is a controversial new proposal which could affect 300,000 small businesses.
Chancellor to squeeze wages
Gordon Brown will be squeezing public sector wages and other government spending to get the budget deficit under control.
Promise to support UK films
Chancellor Gordon Brown makes a pledge in his pre-Budget report to back the UK film industry.
Q&A: pre-Budget report and you
What does the pre-Budget report mean for your pension or childcare?
Middle classes lose out
Middle income families will lose out from plans to freeze elements of the tax credits.
Workers receive childcare boost
Employees who receive help with childcare costs from their employers are to receive a tax break, the chancellor announces.
Q&A: Work-based childcare
New tax incentives for work-supported childcare have been announced in the pre-Budget report.

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